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Subscription Sharing Calculator

See exactly how much each person saves by sharing streaming services and digital subscriptions. Compare individual vs. family plans for Netflix, Spotify, YouTube Premium, Disney+, and more. Get the optimal plan recommendation and a payment rotation schedule.

By Baljeet AulakhUpdated February 2026

The average person spends over $100/month on streaming subscriptions like Netflix, Spotify, and YouTube Premium. Sharing family and group plans with roommates or friends can cut that cost by 50-75%. Select your subscriptions below, enter how many people are sharing, and instantly see exactly how much each person saves — broken down per service and in total, both monthly and annually. The calculator automatically recommends individual vs family plans based on your group size.

Select Your Subscriptions

Choose all the services you currently pay for or want to share.

Number of People Sharing

How many people will share these subscriptions?

Note: some family plans have member limits. The calculator adjusts automatically when your group exceeds a plan's maximum.

How This Calculator Works

1

Enter Your Details

Fill in amounts, people, and preferences. Takes under 30 seconds.

2

Get Fair Results

See an instant breakdown with data-driven calculations and Fairness Scores.

3

Share & Settle

Copy a shareable link to discuss results with everyone involved.

Frequently Asked Questions

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